Colombia“One of the pioneering firms in web3 solutions, digital assets and tokenization, recognized for its innovation and solid reputation across Spain and Latin America.”
Jorge CorredorLawyer, Rincón Cuéllar & Asociados
Asset tokenization in Colombia
We build the platform to tokenize bonds, shares and revenue rights in Colombia: investor onboarding, ERC-3643 tokens and a register reconciled with the central securities depository or the issuer's ledger, coordinated with the law firm that structures the issuance under Law 964 of 2005.
Tokenize your asset
They trust Metlabs to tokenize their assets
Why Colombia
Why tokenize assets in Colombia?
Colombia has no dedicated regime for securities on distributed ledgers, but its general law has already been tested with a token: in 2022 the SFC closed a pilot in its laArenera sandbox in which a bond was issued, recorded in the RNVE and canceled on a blockchain network. For an issuer, the decision is the right, the vehicle and the offer route.
100
identified persons from which a securities offer becomes public and must be recorded in the RNVE
Decree 2555 · 20262022
year the SFC closed a sandbox pilot of a bond issued, recorded in the RNVE and canceled on blockchain
SFC · Aug 23, 2022What gets tokenized
Debt, equity and revenue: what gets tokenized in Colombia
Almost every tokenized issuance represents one of these three rights against the issuer. The right determines the vehicle, the applicable law and who keeps the register, and in Colombia also whether the company can access the public market or must stay outside the RNVE.
| Right | Debt | Equity | Revenue |
|---|---|---|---|
| What is issued | Bonds | Shares | Revenue rights |
| The investor receives | The investor lends to the issuer and receives interest and, at maturity, the principal. | The investor joins the share capital: dividends, voting rights and a share of any sale or liquidation. | The investor receives a share of the income from an asset: rents, energy sold, sales or royalties. |
| The token enforces |
|
|
|
| Issuer | S.A.; an S.A.S. outside the RNVE | S.A.; an S.A.S., no RNVE or exchange | Company or autonomous trust |
| Register | Securities depository or issuer's book | Depository or share register | Securities depository or issuer's book |
| Law | Law 964/2005 and Decree 2555/2010 | Law 964/2005 and Commercial Code | Law 964/2005, art. 2 |
| How it is issued | Offered to unidentified persons or to 100 or more identified ones, a bond is a public offer and is recorded in the RNVE. If it circulates by book entry, the right arises at the central securities depository, not on the network. An S.A.S. can only issue debt privately or through crowdfunding. | Shares in an S.A. can be recorded in the RNVE; those of an S.A.S. cannot, although they can be placed through crowdfunding. Quotas in a Ltda. do not work as a token: assigning them amends the bylaws and requires a public deed recorded in the commercial register. | If it is part of an issuance and raises funds from the public, it is a security. One regulated route is securitization: a trust company takes the income into an autonomous trust estate, which issues participation securities over cash flows with three years of history or projections. |
Regulation
Regulation guide for ColombiaWhich regulation applies to tokenization in Colombia?
Colombia has no tokenization law and no regime for securities on DLT. If the token is part of an issuance and raises funds from the public, it is a security: it follows Law 964 of 2005 and Decree 2555 of 2010, supervised by the Financial Superintendence (SFC). Calling it a utility token does not change that classification.
An offer aimed at unidentified persons or at 100 or more identified persons is public and requires recording the issuer and the issuance in the RNVE; in the segment known as the Segundo Mercado, only professional investors can buy. Crowdfunding is separate: its securities are issued on a platform authorized by the SFC, are not a public offer and carry a cap per issuer. Raising money from the public on a massive and habitual basis without authorization is a crime.
When securities circulate by book entry, the law gives constitutive effect to the entry at the central securities depository, not to any distributed ledger, so the token is designed to reconcile with that entry or, outside the RNVE, with the issuer's ledger. There is no general license for exchanging or holding virtual assets: reports to the UIAF and the DIAN are not one. We coordinate the structure with specialist law firms, and authorized entities provide the regulated services.
Colombia
- Authorities
- Financial Superintendence, UIAF and DIAN according to activity
- Latest regulatory change
- Apr 2026
Key authorisations
- Financial or securities authorisation where required for the activity
- UIAF enrolment and reporting for covered providers
- DIAN registration and information duties under the applicable framework
Our legal partners
Methodology
How we tokenize an asset in Colombia, step by step
The four phases of our methodology, with the parties involved in Colombia. The law firm and our engineering team work in parallel from the asset review to investor acquisition.
We review the asset's title, encumbrances and cash flows, and decide with the issuer whether the token will be debt, shares or a revenue right. That sets the vehicle, an S.A., an S.A.S. or an autonomous trust held by a trust company, the amount and the rules of the issuance.
The law firm classifies the token under Article 2 of Law 964 and chooses the route: a public offer recorded in the RNVE, in the main market or the Segundo Mercado; a private offer; or a crowdfunding platform. If the issuance is dematerialized, the central securities depository comes in.
We configure the white label platform with your brand: investor onboarding with KYC, signature, payment and ERC-3643 tokens carrying the offer's rules, such as limiting subscriptions to professional investors in the Segundo Mercado. Reconciliation with the depository or the issuer's ledger and payment schedules are custom development.
With the issuer and, where there is one, the securities intermediary or crowdfunding platform placing the issuance, we prepare the offer page and measure the journey to a paid subscription. After the issuance, the platform handles distributions, transfers between verified investors and reporting.
Reviews in Colombia
What do our clients think of Metlabs?
“We structured the tokenization of real estate projects with them, and I value the team's ability to understand our corporate needs and genuinely solve them.”
Joan MejíaManager, GLOBYNE
“They advised us on the feasibility of tokenizing real estate assets in Uruguay with direct, cordial treatment. A professional team, responsive and always available.”
Álvaro Silva SantamaríaCEO, Sp Inmuebles
“Great professionals at structuring tokenized projects, with technical command and attention to detail that inspire full confidence at every stage of the work.”
Francisco BetancourtVerified Google review
“As a blockchain lawyer, I value their experience and professionalism in consulting and executing tokenization projects. Technology partners you can fully trust.”
Vanessa RivasBlockchain lawyer, El Salvador
“Great professionals, very attentive to their clients and always mindful of every detail. Working with their team has been a genuine pleasure from start to finish.”
CriptorentVerified Google review
“A very professional yet approachable company that empathizes with your doubts and needs. Highly recommended for entrepreneurs with a tokenization project.”
Javier EspasaTokenization entrepreneur
“Exceptional in every sense. From legal support I value their rigor and transparency: working with Metlabs means professionalism, innovation and security.”
Pedro A. Agúndez MéndezGoogle Local Guide
“Excellent service across blockchain development, asset tokenization and consulting. A very professional team that I recommend wholeheartedly, without reservation.”
José Luis DíazVerified Google review
“I have worked with them on several projects and they are very professional. A guarantee that everything turns out perfectly. Without a doubt, 100% recommended.”
Ignacio Fernández JiménezVerified Google review
“One of the pioneering firms in web3 solutions, digital assets and tokenization, recognized for its innovation and solid reputation across Spain and Latin America.”
Jorge CorredorLawyer, Rincón Cuéllar & Asociados
“Great professionals at structuring tokenized projects, with technical command and attention to detail that inspire full confidence at every stage of the work.”
Francisco BetancourtVerified Google review
“A very professional yet approachable company that empathizes with your doubts and needs. Highly recommended for entrepreneurs with a tokenization project.”
Javier EspasaTokenization entrepreneur
“I have worked with them on several projects and they are very professional. A guarantee that everything turns out perfectly. Without a doubt, 100% recommended.”
Ignacio Fernández JiménezVerified Google review
“We structured the tokenization of real estate projects with them, and I value the team's ability to understand our corporate needs and genuinely solve them.”
Joan MejíaManager, GLOBYNE
“As a blockchain lawyer, I value their experience and professionalism in consulting and executing tokenization projects. Technology partners you can fully trust.”
Vanessa RivasBlockchain lawyer, El Salvador
“Exceptional in every sense. From legal support I value their rigor and transparency: working with Metlabs means professionalism, innovation and security.”
Pedro A. Agúndez MéndezGoogle Local Guide
“They advised us on the feasibility of tokenizing real estate assets in Uruguay with direct, cordial treatment. A professional team, responsive and always available.”
Álvaro Silva SantamaríaCEO, Sp Inmuebles
“Great professionals, very attentive to their clients and always mindful of every detail. Working with their team has been a genuine pleasure from start to finish.”
CriptorentVerified Google review
“Excellent service across blockchain development, asset tokenization and consulting. A very professional team that I recommend wholeheartedly, without reservation.”
José Luis DíazVerified Google review
Platform
What does our white label tokenization platform include in Colombia?
The investor portal, ERC-3643 tokens and issuer console, under your brand. Out of the box it handles onboarding, signing, payment and distributions; anything else your issuance needs, such as a local payment method or a connection to your bank or custodian, we build on the same platform.
Request a demo
- Your brand and domainYour visual identity and legal notices across the investor portal.
- Investor onboardingSign-up, KYC with national ID (cédula), KYB, AML/CFT checks and a custodial wallet.
- End-to-end investmentE-signature and payment in pesos via PSE or with stablecoins (USDT/USDC).
- ERC-3643 tokensEach subscription is issued with the rules of the second market or private offer.
- Issuer consoleProjects, investors, peso reconciliation, distributions and reporting.
- Compliance and audit trailKYC and AML/CFT file per investor and an exportable audit log.
Institutional custody, integrated
We integrate custody and key management providers through their APIs, including Fireblocks, BitGo, Coinbase Prime, Anchorage Digital, Copper and Ledger Enterprise. Depending on the provider and model, keys are managed with MPC or multisig so that none depends on a single device. If the token is a security, custody on behalf of clients is provided by an authorized entity.
FAQ
Frequently asked questions about tokenization in Colombia
What we are asked before a project starts.
Talk to our teamIs asset tokenization legal in Colombia?
Yes, within the general framework. There is no specific tokenization law and no general ban: if the token is a security, the issuance follows Law 964 of 2005 under SFC supervision. What requires authorization is the activity, such as offering securities to the public, intermediating them or running the depository where they are recorded.
Can a Colombian S.A.S. issue tokenized securities?
Not in the public market: Article 4 of Law 1258 of 2008 prevents recording its shares and other securities in the RNVE and trading them on an exchange. The 2023 National Development Plan allowed it, but the Constitutional Court struck that amendment down in ruling C-038 of 2025. An S.A.S. can still issue privately or through crowdfunding, or convert into an S.A.
How much can be raised through crowdfunding in Colombia?
Up to 1,526,155 UVT per issuer, about 79.93 billion Colombian pesos at the 2026 UVT value, or 499,947 UVT if all the money comes from non-qualified investors. Each non-qualified investor can commit at most 20% of their annual income or net worth, whichever is higher. Above that, the route is a private offer or one recorded in the RNVE.
Does the token give ownership of the property?
Not by itself. Ownership of real estate passes when the title is recorded at the public instruments registry office. The property may be held in the name of the issuing company or of an autonomous trust managed by a trust company, and the token represents a share, a bond or a right to its rents against that issuer.
Asset tokenization
Assets we tokenize in Colombia.
Asset tokenization
Articles on tokenization
Real Asset Tokenization: How RWA Tokenization Works
How to structure an RWA project: holder rights, issuance, recordkeeping, payments and recovery. What blockchain adds and what depends on the legal arrangement.
What are the differences between security tokens and utility tokens?
How to distinguish financial rights from service access, what legal classification examines and why a token’s name does not determine its regulation.
OpenZeppelin and ERC-3643: how a security token is built
What OpenZeppelin libraries and ERC-3643 controls provide, and what a securities issuance also requires: rights, permissions, operations and review.
Tokenize your asset in Colombia
Tell us which right you want to issue and we will propose the technical structure, timeline and phased budget.
Where we are
We're your tokenization company in:
Metlabs Offices
Av. García Sabell, 1, Edificio Proa 15009 A Coruña, Spain
We tokenize assets in
SpainUnited StatesUAEUnited KingdomMexicoSingaporeAustraliaSwitzerlandArgentinaChilePeruPortugalGermanyHong KongBrazilEcuadorFranceIndiaPanamaAndorraAustriaBahrainBelgiumBoliviaCanadaCosta RicaCubaCyprusCzechiaDenmarkDominican RepublicEl SalvadorEstoniaFinlandGreeceGuatemalaHondurasHungaryIrelandIsraelItalyJapanKuwaitLiechtensteinLithuaniaLuxembourgMaltaMonacoMoroccoNetherlandsNew ZealandNicaraguaNigeriaNorwayOmanParaguayPolandPuerto RicoQatarRomaniaSan MarinoSaudi ArabiaSeychellesSouth AfricaSouth KoreaSwedenTurkeyUruguayVenezuela
