Malta“One of the pioneering firms in web3 solutions, digital assets and tokenization, recognized for its innovation and solid reputation across Spain and Latin America.”
Jorge CorredorLawyer, Rincón Cuéllar & Asociados
Asset tokenization in Malta
We build the platform to tokenize bonds, shares and revenue rights in Malta: investor onboarding, ERC-3643 tokens and reconciliation with the register of members or debenture holders, coordinated with the law firm that structures the issuance under Maltese securities rules or MiCA.
Tokenize your asset
They trust Metlabs to tokenize their assets
Why Malta
Why tokenize assets in Malta?
Malta has no dedicated law for DLT securities: a tokenized bond or share follows the Companies Act and securities rules, and title is recorded in the company's register. The MFSA applies MiCA alongside the 2024 national law, and in May 2026 it opened a public consultation on how tokenized financial instruments should fit the framework.
2024
year of the Markets in Crypto-Assets Act (Act XXXVI), the Maltese law that accompanies MiCA
Parliament of Malta · 202450
maximum members of a private company, which cannot offer shares or debentures to the public
Companies Act, Art. 2092026
year of the MFSA public consultation on tokenizing financial instruments and other assets
MFSA · May 18, 2026What gets tokenized
Debt, equity and revenue: what gets tokenized in Malta
Almost every tokenized issuance represents one of these three rights against the issuer. The right determines the vehicle, the applicable law and who keeps the register, and it is settled before the network or the token standard.
| Right | Debt | Equity | Revenue |
|---|---|---|---|
| What is issued | Bonds and debentures | Shares in a plc | Revenue rights |
| The investor receives | The investor lends to the issuer and receives interest and, at maturity, the principal. | The investor joins the share capital: dividends, voting rights and a share of any sale or liquidation. | The investor receives a share of the income from an asset: rents, energy sold, sales or royalties. |
| The token enforces |
|
|
|
| Issuer | plc; Ltd with no public offer | plc for a public offer | plc or Ltd |
| Register | Register of debentures | Register of members | Company register if a security |
| Law | Companies Act (Cap. 386) | Companies Act (Cap. 386) | Securities rules or MiCA |
| How it is issued | There is no dedicated regime for DLT securities: title is recorded in the register of debentures the company keeps or at a central securities depository, and the token must reflect it. Outside a depository, a transfer requires a written instrument. A private company cannot offer debentures to the public. | Title comes from the register of members the company keeps or from a book entry at a central securities depository, and the token has to match it. A private company must restrict the transfer of its shares, have at most 50 members and not invite the public to subscribe for them. | Classification is decided case by case: a financial instrument follows securities rules; if it is not one and is fungible, it may fall under MiCA, with the MFSA as the authority. Contractually, it takes the form of an association en participation, where the investor contributes and receives a share of a business's results. |
Regulation
Regulation guide for MaltaWhich regulation applies to tokenization in Malta?
It depends on the right the token represents. If it is a financial instrument, such as a bond or a share, the Companies Act and securities rules apply, with the MFSA as the competent authority. If not, it may fall under MiCA, which Malta applies through the 2024 Markets in Crypto-Assets Act; the former Virtual Financial Assets (VFA) Act was repealed on July 3, 2026.
Maltese company law does not provide for registration on DLT: bonds and shares are recorded in the register of members or debentures, or at a central securities depository, and the company remains responsible for keeping it accurate. That is why the platform reconciles every token transfer with that register. Between May and June 2026, the MFSA consulted on whether tokenization fits the existing EU framework or calls for guidance or national measures.
A public offer of securities needs a prospectus approved by the MFSA or an exemption under the Prospectus Regulation, and only a public company can make it. The EU DLT Pilot Regime, which the MFSA also supervises, allows DLT trading and settlement infrastructures under a permission of their own. We coordinate the structure with specialist law firms, and authorized entities provide the regulated services.
Malta
FavourableScore95
- Authorities
- MFSA and FIAU; MDIA for technology assessment
- Latest regulatory change
- Jul 2026
Key authorisations
- CASP authorisation or Article 60 MiCA notification
- ART or EMT issuance procedure according to entity and product
- Investment and infrastructure permissions for tokenized securities
Our legal partners
Methodology
How we tokenize an asset in Malta, step by step
The four phases of our methodology, with the parties involved in Malta. The law firm and our engineering team work in parallel from the asset review to investor acquisition.
We review the asset's title, encumbrances and cash flows, and decide with the issuer whether the token will be debt, shares or a revenue right. That sets the vehicle, a plc or an Ltd, the amount and the rules of the issuance.
The law firm classifies the token, drafts the issuance document and chooses the offer route: MFSA-approved prospectus, exemption or crowdfunding platform. If the token is a MiCA crypto-asset, it prepares the white paper.
We configure the white label platform with your brand: investor onboarding with KYC, signature, payment and ERC-3643 tokens carrying the offer's rules. Reconciliation with the register of members or debentures, or with the depository, and coupon or dividend schedules are custom development.
With the issuer and, where there is one, the placing entity, we prepare the offer page and measure the journey to a paid subscription. After the issuance, the platform handles distributions, transfers between verified investors and reporting.
Reviews in Malta
What do our clients think of Metlabs?
“We structured the tokenization of real estate projects with them, and I value the team's ability to understand our corporate needs and genuinely solve them.”
Joan MejíaManager, GLOBYNE
“They advised us on the feasibility of tokenizing real estate assets in Uruguay with direct, cordial treatment. A professional team, responsive and always available.”
Álvaro Silva SantamaríaCEO, Sp Inmuebles
“Great professionals at structuring tokenized projects, with technical command and attention to detail that inspire full confidence at every stage of the work.”
Francisco BetancourtVerified Google review
“As a blockchain lawyer, I value their experience and professionalism in consulting and executing tokenization projects. Technology partners you can fully trust.”
Vanessa RivasBlockchain lawyer, El Salvador
“Great professionals, very attentive to their clients and always mindful of every detail. Working with their team has been a genuine pleasure from start to finish.”
CriptorentVerified Google review
“A very professional yet approachable company that empathizes with your doubts and needs. Highly recommended for entrepreneurs with a tokenization project.”
Javier EspasaTokenization entrepreneur
“Exceptional in every sense. From legal support I value their rigor and transparency: working with Metlabs means professionalism, innovation and security.”
Pedro A. Agúndez MéndezGoogle Local Guide
“Excellent service across blockchain development, asset tokenization and consulting. A very professional team that I recommend wholeheartedly, without reservation.”
José Luis DíazVerified Google review
“I have worked with them on several projects and they are very professional. A guarantee that everything turns out perfectly. Without a doubt, 100% recommended.”
Ignacio Fernández JiménezVerified Google review
“One of the pioneering firms in web3 solutions, digital assets and tokenization, recognized for its innovation and solid reputation across Spain and Latin America.”
Jorge CorredorLawyer, Rincón Cuéllar & Asociados
“Great professionals at structuring tokenized projects, with technical command and attention to detail that inspire full confidence at every stage of the work.”
Francisco BetancourtVerified Google review
“A very professional yet approachable company that empathizes with your doubts and needs. Highly recommended for entrepreneurs with a tokenization project.”
Javier EspasaTokenization entrepreneur
“I have worked with them on several projects and they are very professional. A guarantee that everything turns out perfectly. Without a doubt, 100% recommended.”
Ignacio Fernández JiménezVerified Google review
“We structured the tokenization of real estate projects with them, and I value the team's ability to understand our corporate needs and genuinely solve them.”
Joan MejíaManager, GLOBYNE
“As a blockchain lawyer, I value their experience and professionalism in consulting and executing tokenization projects. Technology partners you can fully trust.”
Vanessa RivasBlockchain lawyer, El Salvador
“Exceptional in every sense. From legal support I value their rigor and transparency: working with Metlabs means professionalism, innovation and security.”
Pedro A. Agúndez MéndezGoogle Local Guide
“They advised us on the feasibility of tokenizing real estate assets in Uruguay with direct, cordial treatment. A professional team, responsive and always available.”
Álvaro Silva SantamaríaCEO, Sp Inmuebles
“Great professionals, very attentive to their clients and always mindful of every detail. Working with their team has been a genuine pleasure from start to finish.”
CriptorentVerified Google review
“Excellent service across blockchain development, asset tokenization and consulting. A very professional team that I recommend wholeheartedly, without reservation.”
José Luis DíazVerified Google review
Platform
What does our white label tokenization platform include in Malta?
The investor portal, ERC-3643 tokens and issuer console, under your brand. Out of the box it handles onboarding, signing, payment and distributions; anything else your issuance needs, such as a local payment method or a connection to your bank or custodian, we build on the same platform.
Request a demo
- Your brand and domainYour visual identity and legal notices across the investor portal.
- Investor onboardingSign-up, KYC with Maltese identity card (e-ID), KYB, AML checks and a custodial wallet.
- End-to-end investmentE-signature and payment in euros by SEPA transfer or with stablecoin (USDC/EURC).
- ERC-3643 tokensEvery subscription is issued under the rules of the offer to qualified investors.
- Issuer consoleProjects, investors, euro reconciliation, distributions and reporting.
- Compliance and audit trailKYC and AML file (PMLFTR) per investor and an exportable audit log.
Institutional custody, integrated
We integrate custody and key management providers through their APIs, including Fireblocks, BitGo, Coinbase Prime, Anchorage Digital, Copper and Ledger Enterprise. Depending on the provider and model, keys are managed with MPC or multisig so that none depends on a single device. If the token is a security, custody on behalf of clients is provided by an authorized entity.
FAQ
Frequently asked questions about tokenization in Malta
What we are asked before a project starts.
Talk to our teamIs asset tokenization legal in Malta?
Yes. A bond or a share can be represented by tokens as long as title stays recorded in the register the Companies Act requires, and MiCA, applied through Malta's 2024 law, regulates crypto-assets that are not financial instruments. What requires MFSA authorization is the activity: placing the issuance, holding assets in custody or providing crypto-asset services.
Can a Maltese private limited company tokenize its shares?
Its shares can be mirrored in tokens, but the law requires it to restrict their transfer, stay at or below 50 members and not invite the public to subscribe for shares or debentures. For an offer open to investors, the vehicle is a public limited company, with a minimum authorized share capital of €46,587.47.
How much can be raised without a prospectus in Malta?
It depends on the route. An authorized crowdfunding platform allows up to €5 million per project owner over 12 months. Outside it, the exemption threshold is set by the Prospectus Regulation, which the EU Listing Act revised in 2024, and the law firm confirms it for each offer.
Does the token give ownership of the asset?
Not by itself. In Malta the token represents a right against the issuer: a debenture, a share in the owning company or a right to its rents. The asset stays in its owner's name, usually the issuing company, and title to the shares or debentures is recorded in the company's register.
Asset tokenization
Assets we tokenize in Malta.
Asset tokenization
Articles on tokenization
What are the differences between security tokens and utility tokens?
How to distinguish financial rights from service access, what legal classification examines and why a token’s name does not determine its regulation.
MiFID II and tokenization: classification, services and limits
MiFID II and tokens: financial instrument classification, investment services and the distinction from MiCA before designing an issuance.
Real Asset Tokenization: How RWA Tokenization Works
How to structure an RWA project: holder rights, issuance, recordkeeping, payments and recovery. What blockchain adds and what depends on the legal arrangement.
Tokenize your asset in Malta
Tell us which right you want to issue and we will propose the technical structure, timeline and phased budget.
Where we are
We're your tokenization company in:
Metlabs Offices
Av. García Sabell, 1, Edificio Proa 15009 A Coruña, Spain
We tokenize assets in
SpainUnited StatesUAEUnited KingdomMexicoSingaporeAustraliaSwitzerlandColombiaArgentinaChilePeruPortugalGermanyHong KongBrazilEcuadorFranceIndiaPanamaAndorraAustriaBahrainBelgiumBoliviaCanadaCosta RicaCubaCyprusCzechiaDenmarkDominican RepublicEl SalvadorEstoniaFinlandGreeceGuatemalaHondurasHungaryIrelandIsraelItalyJapanKuwaitLiechtensteinLithuaniaLuxembourgMonacoMoroccoNetherlandsNew ZealandNicaraguaNigeriaNorwayOmanParaguayPolandPuerto RicoQatarRomaniaSan MarinoSaudi ArabiaSeychellesSouth AfricaSouth KoreaSwedenTurkeyUruguayVenezuela
