Guatemala“One of the pioneering firms in web3 solutions, digital assets and tokenization, recognized for its innovation and solid reputation across Spain and Latin America.”
Jorge CorredorLawyer, Rincón Cuéllar & Asociados
Asset tokenization in Guatemala
We build the platform to tokenize debentures, shares and participation rights in Guatemala: investor onboarding, ERC-3643 tokens and reconciliation with the issuer's books, coordinated with the law firm that structures the issuance under the Securities and Commodities Market Law.
Tokenize your asset
They trust Metlabs to tokenize their assets
Why Guatemala
Why tokenize assets in Guatemala?
Guatemala has no law for securities on DLT, but its securities law allows book entries and draws a clear line: a debt offering to more than 35 people in a year is public and must be registered with the RMVM first. Since 2026, virtual asset service providers also have anti-money laundering obligations.
22
issuers with active exchange-listed public offerings in the Securities and Commodities Market Registry
RMVM · Oct 12, 20262026
year Decree 15-2026 added virtual asset service providers to the persons bound by anti-money laundering rules
Congress of GuatemalaWhat gets tokenized
Debt, equity and revenue: what gets tokenized in Guatemala
Almost every tokenized issuance represents one of these three rights against the issuer. Guatemalan securities law uses nearly the same words: rights of credit, ownership and participation. The right determines the issuing company, the instrument and where the holder is recorded, and it is settled before the network or the token standard.
| Right | Debt | Equity | Revenue |
|---|---|---|---|
| What is issued | Debentures and promissory notes | Shares in a sociedad anónima | Participation rights |
| The investor receives | The investor lends to the issuer and receives interest and, at maturity, the principal. | The investor joins the share capital: dividends, voting rights and a share of any sale or liquidation. | The investor receives a share of the results of an asset or a venture: rents, sales, energy or royalties. |
| The token enforces |
|
|
|
| Issuer | Sociedad anónima | S.A. only | S.A. or managing merchant |
| Register | Issuer's books (book entry) | Register of registered shares | Issuer's books or contract |
| Law | Decree 34-96; Commercial Code | Commercial Code, arts. 125, 128 | Decree 34-96; Com. Code, art. 861 |
| How it is issued | A debenture is a credit instrument of a sociedad anónima, capped at its book equity save for exceptions. As a book entry, the security is created and transferred by an entry in the issuer's books, which establish who the holder is: the token can mirror that entry, but it does not replace it. | Contributions to a limited liability company cannot be embodied in instruments or called shares, and that company admits at most 20 partners. In a sociedad anónima, a registered share is transferred by endorsement and entered in the company's register, which the token must mirror. | Securities law covers documents representing participation rights, so a public offering of a revenue right is registered with the RMVM. Contractually, the Commercial Code's participation agreement shares the profits or losses of a venture run by the managing party. |
Regulation
Regulation guide for GuatemalaWhich regulation applies to tokenization in Guatemala?
There is no specific regime for tokenized securities: the token follows the Securities and Commodities Market Law, Decree 34-96, and the register is the one that law requires. If it represents rights of ownership, credit or participation and is offered to the public, it must first be registered with the Securities and Commodities Market Registry, the RMVM, which reports to the Ministry of Economy.
An exchange offering is first approved by the exchange, currently the Bolsa de Valores Nacional, and then registered with the RMVM with a prospectus, a legal opinion and audited financial statements. An offering is private if it targets institutional investors without mass outreach, or if it offers debt securities to no more than 35 specified persons in a year. Advertising a public offering needs prior RMVM approval, and raising funds from the public without registering a required offering is a crime.
Decree 15-2026, in force since September 17, 2026, adds virtual asset service providers to the obliged persons, with registration before the Superintendency of Banks through the IVE. That registration does not replace the authorizations for the activity or the registration of a securities offering. We coordinate the structure with the issuance's law firm, and registered exchanges and brokers provide the regulated services.
Guatemala
- Scope
- Guatemala
- Authorities
- SIB / IVE, RMVM
- Latest regulatory change
- Sep 2026
Applicable frameworks
| Framework | Applies to | Key authorisations |
|---|---|---|
| Decreto 15-2026 | VASPs included as obliged persons | Preventive registration; does not replace other permissions |
| Decreto 34-96 y reformas | Securities and public offerings | Offering and participant registration by activity |
Our legal partners
Methodology
How we tokenize an asset in Guatemala, step by step
The four phases of our methodology, with the parties involved in Guatemala. The law firm and our engineering team work in parallel from the asset review to investor acquisition.
We review the asset's title, encumbrances and cash flows, and decide with the issuer whether the token will be a debenture or a promissory note, a share or a participation right. That sets the issuing company, usually a sociedad anónima, the amount and whether the offering will be public or private.
The law firm classifies the token and chooses the route: a public offering approved by the exchange and registered with the RMVM, with a prospectus and a legal opinion, or a private offering within the limits of Article 3 of the law. If the security is a book entry, the issuance resolution sets its rights and terms.
We configure the white label platform with your brand: investor onboarding with KYC, signature, payment and ERC-3643 tokens carrying the offer's rules. Reconciliation with the issuer's books, which establish who the holder is, and coupon or dividend schedules are custom development.
With the issuer and, in an exchange offering, the broker placing the issuance, we prepare the offer page, whose advertising the RMVM approves beforehand, and measure the journey to a paid subscription. After the issuance, the platform handles distributions, transfers between verified investors and reporting.
Reviews in Guatemala
What do our clients think of Metlabs?
“We structured the tokenization of real estate projects with them, and I value the team's ability to understand our corporate needs and genuinely solve them.”
Joan MejíaManager, GLOBYNE
“They advised us on the feasibility of tokenizing real estate assets in Uruguay with direct, cordial treatment. A professional team, responsive and always available.”
Álvaro Silva SantamaríaCEO, Sp Inmuebles
“Great professionals at structuring tokenized projects, with technical command and attention to detail that inspire full confidence at every stage of the work.”
Francisco BetancourtVerified Google review
“As a blockchain lawyer, I value their experience and professionalism in consulting and executing tokenization projects. Technology partners you can fully trust.”
Vanessa RivasBlockchain lawyer, El Salvador
“Great professionals, very attentive to their clients and always mindful of every detail. Working with their team has been a genuine pleasure from start to finish.”
CriptorentVerified Google review
“A very professional yet approachable company that empathizes with your doubts and needs. Highly recommended for entrepreneurs with a tokenization project.”
Javier EspasaTokenization entrepreneur
“Exceptional in every sense. From legal support I value their rigor and transparency: working with Metlabs means professionalism, innovation and security.”
Pedro A. Agúndez MéndezGoogle Local Guide
“Excellent service across blockchain development, asset tokenization and consulting. A very professional team that I recommend wholeheartedly, without reservation.”
José Luis DíazVerified Google review
“I have worked with them on several projects and they are very professional. A guarantee that everything turns out perfectly. Without a doubt, 100% recommended.”
Ignacio Fernández JiménezVerified Google review
“One of the pioneering firms in web3 solutions, digital assets and tokenization, recognized for its innovation and solid reputation across Spain and Latin America.”
Jorge CorredorLawyer, Rincón Cuéllar & Asociados
“Great professionals at structuring tokenized projects, with technical command and attention to detail that inspire full confidence at every stage of the work.”
Francisco BetancourtVerified Google review
“A very professional yet approachable company that empathizes with your doubts and needs. Highly recommended for entrepreneurs with a tokenization project.”
Javier EspasaTokenization entrepreneur
“I have worked with them on several projects and they are very professional. A guarantee that everything turns out perfectly. Without a doubt, 100% recommended.”
Ignacio Fernández JiménezVerified Google review
“We structured the tokenization of real estate projects with them, and I value the team's ability to understand our corporate needs and genuinely solve them.”
Joan MejíaManager, GLOBYNE
“As a blockchain lawyer, I value their experience and professionalism in consulting and executing tokenization projects. Technology partners you can fully trust.”
Vanessa RivasBlockchain lawyer, El Salvador
“Exceptional in every sense. From legal support I value their rigor and transparency: working with Metlabs means professionalism, innovation and security.”
Pedro A. Agúndez MéndezGoogle Local Guide
“They advised us on the feasibility of tokenizing real estate assets in Uruguay with direct, cordial treatment. A professional team, responsive and always available.”
Álvaro Silva SantamaríaCEO, Sp Inmuebles
“Great professionals, very attentive to their clients and always mindful of every detail. Working with their team has been a genuine pleasure from start to finish.”
CriptorentVerified Google review
“Excellent service across blockchain development, asset tokenization and consulting. A very professional team that I recommend wholeheartedly, without reservation.”
José Luis DíazVerified Google review
Platform
What does our white label tokenization platform include in Guatemala?
The investor portal, ERC-3643 tokens and issuer console, under your brand. Out of the box it handles onboarding, signing, payment and distributions; anything else your issuance needs, such as a local payment method or a connection to your bank or custodian, we build on the same platform.
Request a demo
- Your brand and domainYour visual identity and legal notices across the investor portal.
- Investor onboardingSign-up, KYC with DPI national ID, KYB, AML checks and a custodial wallet.
- End-to-end investmentE-signature and payment in quetzales by bank transfer.
- ERC-3643 tokensEach subscription is issued under the rules of the offering registered with the RMVM.
- Issuer consoleProjects, investors, quetzal reconciliation, distributions and reporting.
- Compliance and audit trailKYC and AML file per investor and an exportable audit log.
Institutional custody, integrated
We integrate custody and key management providers through their APIs, including Fireblocks, BitGo, Coinbase Prime, Anchorage Digital, Copper and Ledger Enterprise. Depending on the provider and model, keys are managed with MPC or multisig so that none depends on a single device. If the token is a security, custody on behalf of clients is provided by an authorized entity.
FAQ
Frequently asked questions about tokenization in Guatemala
What we are asked before a project starts.
Talk to our teamIs asset tokenization legal in Guatemala?
No law regulates it specifically, and none prohibits it. A token representing rights of credit, ownership or participation is analyzed under the Securities and Commodities Market Law, which defines securities in those terms: if it is offered to the public, the offering must first be registered with the RMVM. IVE registration does not authorize the issuance.
Can a Guatemalan limited liability company be tokenized?
Its contributions cannot be the token: the Commercial Code prohibits embodying them in instruments of any kind or calling them shares, and caps the company at 20 partners. Tokenizing the capital requires a sociedad anónima, which is also the company that can issue debentures.
When is a securities offering private in Guatemala?
When it is addressed only to existing partners or shareholders, to institutional investors without mass outreach, to no more than 35 specified persons per year for debt securities, or to no more than 35 persons in total for equity securities. Beyond that number, the offering is public and must be registered with the RMVM.
Does the token give ownership of the property?
Not by itself. The token represents a right against the issuer: a debenture, a share in the owning company or a participation in its results. If the security is a book entry, the legitimate holder is whoever appears in the issuer's books, and the property stays in its owner's estate.
Asset tokenization
Assets we tokenize in Guatemala.
Asset tokenization
Articles on tokenization
Real Asset Tokenization: How RWA Tokenization Works
How to structure an RWA project: holder rights, issuance, recordkeeping, payments and recovery. What blockchain adds and what depends on the legal arrangement.
What are the differences between security tokens and utility tokens?
How to distinguish financial rights from service access, what legal classification examines and why a token’s name does not determine its regulation.
OpenZeppelin and ERC-3643: how a security token is built
What OpenZeppelin libraries and ERC-3643 controls provide, and what a securities issuance also requires: rights, permissions, operations and review.
Tokenize your asset in Guatemala
Tell us which right you want to issue and we will propose the technical structure, timeline and phased budget.
Where we are
We're your tokenization company in:
Metlabs Offices
Av. García Sabell, 1, Edificio Proa 15009 A Coruña, Spain
We tokenize assets in
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