Ecuador“One of the pioneering firms in web3 solutions, digital assets and tokenization, recognized for its innovation and solid reputation across Spain and Latin America.”
Jorge CorredorLawyer, Rincón Cuéllar & Asociados
Asset tokenization in Ecuador
We build the platform to tokenize bonds, shares and securitization notes in Ecuador: investor onboarding, ERC-3643 tokens reconciled with the central securities depository and distributions in US dollars, coordinated with the law firm that structures the issuance under the Securities Market Law and SCVS supervision.
Tokenize your asset
They trust Metlabs to tokenize their assets
Why Ecuador
Why tokenize assets in Ecuador?
Ecuador has no DLT securities regime, but its securities market law recognizes technology services, blockchain included, and allows real estate, projects and future sales to be securitized. A token representing a security follows those rules, within two limits: the BCE does not accept crypto-assets as a means of payment, and a wallet does not replace the book entry at the central depository.
2022
year the securities market law added technology services, which now include blockchain and DLT
SCVS · Book II of the COMF7
classes of assets the law allows to be securitized, from real estate and loan portfolios to future sales and projects
SCVS · Book II of the COMF, art. 1432024
year of the prevention law that defines virtual assets and makes their providers reporting entities
UAFE · Prevention lawWhat gets tokenized
Debt, equity and revenue: what gets tokenized in Ecuador
Almost every tokenized issuance represents one of these three rights against the issuer. In Ecuador the right determines the vehicle and the applicable law, and in a public offer legal title always comes from the central depository: the token mirrors it and is reconciled with it.
| Right | Debt | Equity | Revenue |
|---|---|---|---|
| What is issued | Bonds and commercial paper | Shares in a compañía anónima | Securitization notes |
| The investor receives | The investor lends to the issuer and receives interest and, at maturity, the principal. | The investor joins the share capital: dividends, voting rights and a share of any sale or liquidation. | The investor is paid from the cash flows of an asset contributed to a trust: rents, future sales or project receivables. |
| The token enforces |
|
|
|
| Issuer | Public or private legal entities | Compañía anónima | Trust and its management agent |
| Register | Central securities depository | Central depository if offered | Central securities depository |
| Law | Book II of the COMF | Companies Law and COMF | Book II of the COMF, arts. 138-147 |
| How it is issued | They are issued by public deed with a bondholders' representative and, in a public offer, in dematerialized form with a credit rating. A transfer is completed by the book entry at the depository, not on the network. Over 360 days they are long-term bonds; below that, commercial paper. | Interests in a limited liability company can only be assigned with the unanimous consent of the share capital and by public deed, so they cannot be the token. Shares in a compañía anónima are securities: in a public offer they are dematerialized and move by book entry at the central depository. | The asset goes into a commercial trust run by a fund and trust management company, which issues debt, participation or hybrid notes. The law prohibits offering trust rights to the public outside a securitization process. |
Regulation
Regulation guide for EcuadorWhich regulation applies to tokenization in Ecuador?
Ecuador has no DLT securities law. A token representing a negotiable economic right is treated as a security under Book II of the Organic Monetary and Financial Code, the Securities Market Law, and the SCVS supervises it. The BCE does not accept crypto-assets as a means of payment, and the UAFE registers virtual asset providers only for anti-money laundering purposes.
In a public offer, securities are dematerialized and a transfer is completed by the book entry at a central securities clearing and settlement depository: a wallet or a private distributed ledger does not replace that entry. The offer requires SCVS authorization, an approved prospectus, recording of the issuer and the securities in the Public Securities Market Register and, for debt or securitizations, a credit rating.
Since 2022 the law has recognized technology services for the securities market and, in its current wording from October 2025, it lists blockchain or DLT solutions among them, provided by corporations under SCVS oversight. It also provides for regulatory sandboxes for models not yet regulated, but there is no general exemption: the National Assembly archived the blockchain bill in 2025. We design the technical layer with the issuer's law firm, subscriptions and distributions settle in US dollars through authorized channels, and authorized entities provide the regulated services.
Ecuador
- Authorities
- BCE for payments; SCVS for securities; UAFE and sector supervisors for anti-money-laundering oversight
- Latest regulatory change
- Apr 2026
Key authorisations
- UAFE registration code and preventive compliance according to VASP activity
- Payment or financial-service authorisation where applicable
- Public securities offerings and intermediation under SCVS supervision
Our legal partners
Methodology
How we tokenize an asset in Ecuador, step by step
The four phases of our methodology, with the parties involved in Ecuador. The law firm and our engineering team work in parallel from the asset review to investor acquisition.
We review the asset's title, encumbrances and cash flows, and decide with the issuer whether the token will be a bond, a share or a securitization note. To be securitized, the asset and its cash flows must be free of liens and transfer prohibitions.
The law firm classifies the token and prepares the issuance deed or the trust agreement, the prospectus and the credit rating. The SCVS authorizes the offer, and the central securities clearing and settlement depository records the dematerialized securities.
We configure the white label platform with your brand: investor onboarding with KYC, signature and ERC-3643 tokens that mirror the positions recorded at the depository. Reconciliation with the depository and US dollar payments through authorized channels are custom development.
With the issuer and the brokerage firm placing the issuance, we prepare the offer page and measure the journey to a paid subscription. Afterwards, the platform handles distributions, mirrors the transfers recorded at the depository and produces the reports.
Reviews in Ecuador
What do our clients think of Metlabs?
“We structured the tokenization of real estate projects with them, and I value the team's ability to understand our corporate needs and genuinely solve them.”
Joan MejíaManager, GLOBYNE
“They advised us on the feasibility of tokenizing real estate assets in Uruguay with direct, cordial treatment. A professional team, responsive and always available.”
Álvaro Silva SantamaríaCEO, Sp Inmuebles
“Great professionals at structuring tokenized projects, with technical command and attention to detail that inspire full confidence at every stage of the work.”
Francisco BetancourtVerified Google review
“As a blockchain lawyer, I value their experience and professionalism in consulting and executing tokenization projects. Technology partners you can fully trust.”
Vanessa RivasBlockchain lawyer, El Salvador
“Great professionals, very attentive to their clients and always mindful of every detail. Working with their team has been a genuine pleasure from start to finish.”
CriptorentVerified Google review
“A very professional yet approachable company that empathizes with your doubts and needs. Highly recommended for entrepreneurs with a tokenization project.”
Javier EspasaTokenization entrepreneur
“Exceptional in every sense. From legal support I value their rigor and transparency: working with Metlabs means professionalism, innovation and security.”
Pedro A. Agúndez MéndezGoogle Local Guide
“Excellent service across blockchain development, asset tokenization and consulting. A very professional team that I recommend wholeheartedly, without reservation.”
José Luis DíazVerified Google review
“I have worked with them on several projects and they are very professional. A guarantee that everything turns out perfectly. Without a doubt, 100% recommended.”
Ignacio Fernández JiménezVerified Google review
“One of the pioneering firms in web3 solutions, digital assets and tokenization, recognized for its innovation and solid reputation across Spain and Latin America.”
Jorge CorredorLawyer, Rincón Cuéllar & Asociados
“Great professionals at structuring tokenized projects, with technical command and attention to detail that inspire full confidence at every stage of the work.”
Francisco BetancourtVerified Google review
“A very professional yet approachable company that empathizes with your doubts and needs. Highly recommended for entrepreneurs with a tokenization project.”
Javier EspasaTokenization entrepreneur
“I have worked with them on several projects and they are very professional. A guarantee that everything turns out perfectly. Without a doubt, 100% recommended.”
Ignacio Fernández JiménezVerified Google review
“We structured the tokenization of real estate projects with them, and I value the team's ability to understand our corporate needs and genuinely solve them.”
Joan MejíaManager, GLOBYNE
“As a blockchain lawyer, I value their experience and professionalism in consulting and executing tokenization projects. Technology partners you can fully trust.”
Vanessa RivasBlockchain lawyer, El Salvador
“Exceptional in every sense. From legal support I value their rigor and transparency: working with Metlabs means professionalism, innovation and security.”
Pedro A. Agúndez MéndezGoogle Local Guide
“They advised us on the feasibility of tokenizing real estate assets in Uruguay with direct, cordial treatment. A professional team, responsive and always available.”
Álvaro Silva SantamaríaCEO, Sp Inmuebles
“Great professionals, very attentive to their clients and always mindful of every detail. Working with their team has been a genuine pleasure from start to finish.”
CriptorentVerified Google review
“Excellent service across blockchain development, asset tokenization and consulting. A very professional team that I recommend wholeheartedly, without reservation.”
José Luis DíazVerified Google review
Platform
What does our white label tokenization platform include in Ecuador?
The investor portal, ERC-3643 tokens and issuer console, under your brand. Out of the box it handles onboarding, signing, payment and distributions; anything else your issuance needs, such as a local payment method or a connection to your bank or custodian, we build on the same platform.
Request a demo
- Your brand and domainYour visual identity and legal notices on the investor portal.
- Investor onboardingSign-up, KYC with cédula de identidad, KYB, AML due diligence and custodial wallet.
- End-to-end investmentElectronic signature and payment in US dollars by interbank transfer (SPI).
- ERC-3643 tokensEach token is issued under the rules of the public offer authorized by the SCVS.
- Issuer consoleProjects, investors, depository reconciliation, distributions and reporting.
- Compliance and audit trailAML due diligence file per investor and an exportable audit log.
Institutional custody, integrated
We integrate custody and key management providers through their APIs, including Fireblocks, BitGo, Coinbase Prime, Anchorage Digital, Copper and Ledger Enterprise. Depending on the provider and model, keys are managed with MPC or multisig so that none depends on a single device. If the token is a security, custody on behalf of clients is provided by an authorized entity.
FAQ
Frequently asked questions about tokenization in Ecuador
What we are asked before a project starts.
Talk to our teamIs asset tokenization legal in Ecuador?
There is no ban on tokenization, but no dedicated regime either. A token representing a security follows the Securities Market Law: an offer authorized by the SCVS and legal title at the central depository. What is restricted is using crypto-assets as a means of payment, according to the BCE, and registering with the UAFE is not a financial license.
Can a limited liability company be tokenized in Ecuador?
Its interests cannot: the Companies Law requires the unanimous consent of the share capital to assign them, and the assignment is made by public deed, so a token cannot transfer them. As a private legal entity, the company can issue bonds, and issuing shares requires a compañía anónima.
Can a token be offered without SCVS authorization?
Not if it is a public offer, which the law defines as one addressed to the public or to segments of it. The SCVS can classify any announcement with those features as a public offer and order it suspended. Small and medium-sized companies also have the Special Stock Exchange Register, a segment of the exchange with differentiated requirements.
Can a real estate trust be tokenized in Ecuador?
Not by offering trust rights to the public: the law prohibits it outside a securitization process. The route is to securitize the property or its cash flows with a fund and trust management company as management agent, which obtains the authorization and issues the notes. The token represents those notes against the ring-fenced trust, not ownership of the property.
Asset tokenization
Assets we tokenize in Ecuador.
Asset tokenization
Articles on tokenization
Real Asset Tokenization: How RWA Tokenization Works
How to structure an RWA project: holder rights, issuance, recordkeeping, payments and recovery. What blockchain adds and what depends on the legal arrangement.
What are the differences between security tokens and utility tokens?
How to distinguish financial rights from service access, what legal classification examines and why a token’s name does not determine its regulation.
Real estate tokenization companies and platforms
How to compare tokenized real estate platforms and companies by role, rights, integration and operations, separating technology, issuance and distribution.
Tokenize your asset in Ecuador
Tell us which right you want to issue and we will propose the technical structure, timeline and phased budget.
Where we are
We're your tokenization company in:
Metlabs Offices
Av. García Sabell, 1, Edificio Proa 15009 A Coruña, Spain
We tokenize assets in
SpainUnited StatesUAEUnited KingdomMexicoSingaporeAustraliaSwitzerlandColombiaArgentinaChilePeruPortugalGermanyHong KongBrazilFranceIndiaPanamaAndorraAustriaBahrainBelgiumBoliviaCanadaCosta RicaCubaCyprusCzechiaDenmarkDominican RepublicEl SalvadorEstoniaFinlandGreeceGuatemalaHondurasHungaryIrelandIsraelItalyJapanKuwaitLiechtensteinLithuaniaLuxembourgMaltaMonacoMoroccoNetherlandsNew ZealandNicaraguaNigeriaNorwayOmanParaguayPolandPuerto RicoQatarRomaniaSan MarinoSaudi ArabiaSeychellesSouth AfricaSouth KoreaSwedenTurkeyUruguayVenezuela
