New Zealand“One of the pioneering firms in web3 solutions, digital assets and tokenization, recognized for its innovation and solid reputation across Spain and Latin America.”
Jorge CorredorLawyer, Rincón Cuéllar & Asociados
Asset tokenization in New Zealand
We build the platform to tokenize bonds, shares and revenue participations in New Zealand: investor onboarding, ERC-3643 tokens and reconciliation with the company's share register, coordinated with the law firm that structures the issuance under the Financial Markets Conduct Act 2013.
Tokenize your asset
They trust Metlabs to tokenize their assets
Why New Zealand
Why tokenize assets in New Zealand?
New Zealand has no tokenization statute, but its Financial Markets Conduct Act fits any token into four types of financial product and has clear exclusions for small, wholesale or licensed-platform offers. In March 2026 the FMA acknowledged the ownership and infrastructure questions still open, so an issuance has to rest on those categories.
4
types of financial product in the law: debt, equity, managed investment and derivatives
FMC Act 2013, s. 7NZ$2M
and 20 investors over 12 months: the ceiling for a personal offer without disclosure
FMC Act, Schedule 1What gets tokenized
Debt, equity and revenue: what gets tokenized in New Zealand
Almost every tokenized issuance represents one of these three rights against the issuer. In New Zealand, the right determines which FMC Act category the token falls into and what governance the offer requires: a supervisor for debt, the company's register for shares or a registered scheme.
| Right | Debt | Equity | Revenue |
|---|---|---|---|
| What is issued | Debt securities (bonds and notes) | Shares | Interests in a managed investment scheme |
| The investor receives | The investor lends to the issuer and receives interest and, at maturity, the principal. | The investor joins the share capital: dividends, voting rights and a share of any sale or liquidation. | The investor receives a share of the income from an asset managed by someone else: rents, energy sold, sales or royalties. |
| The token enforces |
|
|
|
| Issuer | Company limited (Ltd) | Company limited (Ltd) | Scheme manager |
| Register | As set in the documents | Company's share register | As set in the documents |
| Law | FMC Act 2013 | Companies Act 1993 and FMC Act | FMC Act 2013 |
| How it is issued | A right to be repaid money or paid interest is a debt security, including bonds and notes. In a regulated offer, the issuer needs a lodged trust deed and a licensed supervisor acting as trustee for investors. | Shares are transferred by entering the transferee's name on the company's share register, subject to its constitution, and that entry is prima facie evidence of legal title. The token has to be reconciled with that register. | If investors contribute money for benefits produced principally by the efforts of another person, without day-to-day control, it is a managed investment scheme. Offering it to retail investors requires registering the scheme, a governing document and a supervisor. |
Regulation
Regulation guide for New ZealandWhich regulation applies to tokenization in New Zealand?
The Financial Markets Conduct Act 2013. There is no dedicated tokenization law: the FMA applies its four categories, debt, equity, managed investment and derivatives, according to the token's rights. An offer to retail investors is a regulated offer and requires disclosure through a product disclosure statement (PDS) entered on the offers register, unless an exclusion applies.
There are three main exclusions: personal offers of up to 20 investors and 2 million New Zealand dollars over 12 months; offers to wholesale investors, including those with a minimum investment of 750,000 dollars, a warning and a signed acknowledgement; and offers through a licensed crowdfunding or peer-to-peer lending platform, with an aggregate limit of 2 million over 12 months.
The FMA's March 2026 tokenization report records fragmentation, ownership questions and infrastructure limits, and supports legislative development that does not yet exist. So the legal register is still the statutory one, such as the share register. We coordinate the structure with specialist law firms, and FMA-licensed entities provide the regulated services.
New Zealand
NeutralScore53
- Authorities
- Financial Markets Authority (FMA), Department of Internal Affairs (DIA) and other authorities according to activity
- Latest regulatory change
- Jul 2026
Key authorisations
- FSPR registration where financial service provider legislation applies
- FMA licence for market services requiring authorisation
- PDS and regulated offering requirements according to product
- DIA AML/CFT and CARF reporting obligations where applicable
Our legal partners
Methodology
How we tokenize an asset in New Zealand, step by step
The four phases of our methodology, with the parties involved in New Zealand. The law firm and our engineering team work in parallel from the asset review to investor acquisition.
We review the asset's title, encumbrances and cash flows, and decide with the issuer whether the token will be debt, shares or a revenue participation, which in New Zealand is often a managed investment scheme. That sets the vehicle, the amount and the rules of the issuance.
The law firm places the token in the FMC Act categories and chooses the route: a regulated offer with a PDS, a small personal offer, a wholesale offer or a licensed platform. Regulated debt adds the trust deed and the supervisor; a scheme adds its registration.
We configure the white label platform with your brand: investor onboarding with KYC, signature, payment and ERC-3643 tokens carrying the chosen exclusion's limits. Reconciliation between the tokens and the share register the company keeps is custom development.
With the issuer and, where there is one, the licensed platform placing the issuance, we prepare the offer page and measure the journey to a paid subscription. After the issuance, the platform handles distributions, transfers between verified investors and reporting.
Reviews in New Zealand
What do our clients think of Metlabs?
“We structured the tokenization of real estate projects with them, and I value the team's ability to understand our corporate needs and genuinely solve them.”
Joan MejíaManager, GLOBYNE
“They advised us on the feasibility of tokenizing real estate assets in Uruguay with direct, cordial treatment. A professional team, responsive and always available.”
Álvaro Silva SantamaríaCEO, Sp Inmuebles
“Great professionals at structuring tokenized projects, with technical command and attention to detail that inspire full confidence at every stage of the work.”
Francisco BetancourtVerified Google review
“As a blockchain lawyer, I value their experience and professionalism in consulting and executing tokenization projects. Technology partners you can fully trust.”
Vanessa RivasBlockchain lawyer, El Salvador
“Great professionals, very attentive to their clients and always mindful of every detail. Working with their team has been a genuine pleasure from start to finish.”
CriptorentVerified Google review
“A very professional yet approachable company that empathizes with your doubts and needs. Highly recommended for entrepreneurs with a tokenization project.”
Javier EspasaTokenization entrepreneur
“Exceptional in every sense. From legal support I value their rigor and transparency: working with Metlabs means professionalism, innovation and security.”
Pedro A. Agúndez MéndezGoogle Local Guide
“Excellent service across blockchain development, asset tokenization and consulting. A very professional team that I recommend wholeheartedly, without reservation.”
José Luis DíazVerified Google review
“I have worked with them on several projects and they are very professional. A guarantee that everything turns out perfectly. Without a doubt, 100% recommended.”
Ignacio Fernández JiménezVerified Google review
“One of the pioneering firms in web3 solutions, digital assets and tokenization, recognized for its innovation and solid reputation across Spain and Latin America.”
Jorge CorredorLawyer, Rincón Cuéllar & Asociados
“Great professionals at structuring tokenized projects, with technical command and attention to detail that inspire full confidence at every stage of the work.”
Francisco BetancourtVerified Google review
“A very professional yet approachable company that empathizes with your doubts and needs. Highly recommended for entrepreneurs with a tokenization project.”
Javier EspasaTokenization entrepreneur
“I have worked with them on several projects and they are very professional. A guarantee that everything turns out perfectly. Without a doubt, 100% recommended.”
Ignacio Fernández JiménezVerified Google review
“We structured the tokenization of real estate projects with them, and I value the team's ability to understand our corporate needs and genuinely solve them.”
Joan MejíaManager, GLOBYNE
“As a blockchain lawyer, I value their experience and professionalism in consulting and executing tokenization projects. Technology partners you can fully trust.”
Vanessa RivasBlockchain lawyer, El Salvador
“Exceptional in every sense. From legal support I value their rigor and transparency: working with Metlabs means professionalism, innovation and security.”
Pedro A. Agúndez MéndezGoogle Local Guide
“They advised us on the feasibility of tokenizing real estate assets in Uruguay with direct, cordial treatment. A professional team, responsive and always available.”
Álvaro Silva SantamaríaCEO, Sp Inmuebles
“Great professionals, very attentive to their clients and always mindful of every detail. Working with their team has been a genuine pleasure from start to finish.”
CriptorentVerified Google review
“Excellent service across blockchain development, asset tokenization and consulting. A very professional team that I recommend wholeheartedly, without reservation.”
José Luis DíazVerified Google review
Platform
What does our white label tokenization platform include in New Zealand?
The investor portal, ERC-3643 tokens and issuer console, under your brand. Out of the box it handles onboarding, signing, payment and distributions; anything else your issuance needs, such as a local payment method or a connection to your bank or custodian, we build on the same platform.
Request a demo
- Your brand and domainYour visual identity and legal notices across the investor portal.
- Investor onboardingSign-up, KYC with passport or driver licence, KYB, AML/CFT Act and a custodial wallet.
- End-to-end investmentE-signature and payment by bank transfer in NZD or with stablecoin (USDT/USDC).
- ERC-3643 tokensEvery subscription is issued under the FMC Act rules for crowdfunding offers.
- Issuer consoleProjects, investors, NZD reconciliation, distributions and reporting.
- Compliance and audit trailKYC and AML/CFT file, sanctions screening per investor, and an exportable audit log.
Institutional custody, integrated
We integrate custody and key management providers through their APIs, including Fireblocks, BitGo, Coinbase Prime, Anchorage Digital, Copper and Ledger Enterprise. Depending on the provider and model, keys are managed with MPC or multisig so that none depends on a single device. If the token is a security, custody on behalf of clients is provided by an authorized entity.
FAQ
Frequently asked questions about tokenization in New Zealand
What we are asked before a project starts.
Talk to our teamIs asset tokenization legal in New Zealand?
Yes. The Financial Markets Conduct Act applies to the token according to its rights, even though there is no crypto-asset statute. What requires a license or registration is the activity: making a regulated offer, operating a crowdfunding platform or offering a scheme to retail investors. Registering on the financial service providers register is not an FMA license.
How are tokenized shares in a New Zealand company transferred?
By entering the transferee's name on the share register, kept by the company or its agent, subject to the constitution. That entry is prima facie evidence of legal title and lets the company treat the registered holder as the person who votes and receives distributions. The token has to reflect that register.
How much can be raised without a PDS in New Zealand?
With personal offers, up to 2 million New Zealand dollars and 20 investors over 12 months. Through a licensed crowdfunding or peer-to-peer lending platform, the aggregate limit is 2 million over 12 months. Offers to wholesale investors, such as those with a minimum investment of 750,000 dollars, do not need a PDS either.
Does New Zealand law recognize a blockchain record as a legal register?
There is no specific rule. The FMA's March 2026 report points precisely to the ownership and record questions still to be resolved. Today, for shares, legal title is evidenced by the company's share register, and the token is designed to stay reconciled with it.
Asset tokenization
Assets we tokenize in New Zealand.
Asset tokenization
Articles on tokenization
Real Asset Tokenization: How RWA Tokenization Works
How to structure an RWA project: holder rights, issuance, recordkeeping, payments and recovery. What blockchain adds and what depends on the legal arrangement.
What are the differences between security tokens and utility tokens?
How to distinguish financial rights from service access, what legal classification examines and why a token’s name does not determine its regulation.
OpenZeppelin and ERC-3643: how a security token is built
What OpenZeppelin libraries and ERC-3643 controls provide, and what a securities issuance also requires: rights, permissions, operations and review.
Tokenize your asset in New Zealand
Tell us which right you want to issue and we will propose the technical structure, timeline and phased budget.
Where we are
We're your tokenization company in:
Metlabs Offices
Av. García Sabell, 1, Edificio Proa 15009 A Coruña, Spain
We tokenize assets in
SpainUnited StatesUAEUnited KingdomMexicoSingaporeAustraliaSwitzerlandColombiaArgentinaChilePeruPortugalGermanyHong KongBrazilEcuadorFranceIndiaPanamaAndorraAustriaBahrainBelgiumBoliviaCanadaCosta RicaCubaCyprusCzechiaDenmarkDominican RepublicEl SalvadorEstoniaFinlandGreeceGuatemalaHondurasHungaryIrelandIsraelItalyJapanKuwaitLiechtensteinLithuaniaLuxembourgMaltaMonacoMoroccoNetherlandsNicaraguaNigeriaNorwayOmanParaguayPolandPuerto RicoQatarRomaniaSan MarinoSaudi ArabiaSeychellesSouth AfricaSouth KoreaSwedenTurkeyUruguayVenezuela
